Medical bills are a necessary nuisance. You need the medical care, but you may not always be able to afford the hefty bills that come along with the service. Sometimes medical bills get sent to collections while you wait for the insurance company to decide how much of the bill they will pay for you. […]

When you have debt, you have one of two types – secured or unsecured. Before you take on any debts, it’s important to understand the difference so that you know what is at stake. Looking for Current Mortgage Interest Rates? Click Here. Keep reading to learn how each work and the differences between the two. […]

Are you thinking of switching lenders before you close on your loan? Maybe you are unhappy with the service you are receiving or the loan program isn’t quite what you thought. While you can switch lenders before you close on a loan, there are a few things you should consider. Get Matched with a Lender, […]

If you have bad credit, you might think your chances for getting any type of mortgage is out of the question. Luckily, there are options and it includes the USDA loan. The USDA program is meant to help promote homeownership in those that otherwise wouldn’t be able to secure a loan. That being said, there […]

If you are trying to score a home for a good deal, consider looking at a pre-foreclosure home. A home with this status is on the verge of going through foreclosure, but the bank hasn’t quite pulled the trigger yet. The owner usually has the opportunity to sell the home before the bank forecloses on […]

The down payment is often the largest hurdle for new homebuyers. If you are one of them, don’t think you are out of luck. There is a way that you can get help with your down payment. You may be eligible to receive gift funds from certain people in your life. Get Matched with a […]

You signed on the dotted line and have the keys to your first home in your hands. You feel like you are on top of the world until you turn the keys in the lock and wonder, now what? Looking for Current Mortgage Interest Rates? Click Here. Moving into a new home is exciting and […]

Did you know that when you apply for new credit, your credit score may be affected? We aren’t saying that it’s always affected, but there is a good chance. Even if the inquiry doesn’t affect your credit score, in particular, it does show up on your credit report in the inquiry section. This gives future […]

Perhaps you have a friend or relative who wants to purchase a home but does not qualify for a mortgage due to poor or insufficient credit. If your own credit is favorable, you may be able to help this individual by co-signing for the loan, providing the lender with your assurance that the obligation will […]

Given our current economic climate that’s riddled with uncertainty and anxiety, it’s necessary to take stock of where you lie on the financial security spectrum. Whether you have debt or not, you should have an awareness of what constitutes financial security, and you should know how your specific situation impacts your ability to attain this […]