Medical bills are a necessary nuisance. You need the medical care, but you may not always be able to afford the hefty bills that come along with the service. Sometimes medical bills get sent to collections while you wait for the insurance company to decide how much of the bill they will pay for you. […]

When you have debt, you have one of two types – secured or unsecured. Before you take on any debts, it’s important to understand the difference so that you know what is at stake. Looking for Current Mortgage Interest Rates? Click Here. Keep reading to learn how each work and the differences between the two. […]

Are you thinking of switching lenders before you close on your loan? Maybe you are unhappy with the service you are receiving or the loan program isn’t quite what you thought. While you can switch lenders before you close on a loan, there are a few things you should consider. Get Matched with a Lender, […]

If you have bad credit, you might think your chances for getting any type of mortgage is out of the question. Luckily, there are options and it includes the USDA loan. The USDA program is meant to help promote homeownership in those that otherwise wouldn’t be able to secure a loan. That being said, there […]

If you are trying to score a home for a good deal, consider looking at a pre-foreclosure home. A home with this status is on the verge of going through foreclosure, but the bank hasn’t quite pulled the trigger yet. The owner usually has the opportunity to sell the home before the bank forecloses on […]

Did you know that when you apply for new credit, your credit score may be affected? We aren’t saying that it’s always affected, but there is a good chance. Even if the inquiry doesn’t affect your credit score, in particular, it does show up on your credit report in the inquiry section. This gives future […]

Perhaps you have a friend or relative who wants to purchase a home but does not qualify for a mortgage due to poor or insufficient credit. If your own credit is favorable, you may be able to help this individual by co-signing for the loan, providing the lender with your assurance that the obligation will […]

Given our current economic climate that’s riddled with uncertainty and anxiety, it’s necessary to take stock of where you lie on the financial security spectrum. Whether you have debt or not, you should have an awareness of what constitutes financial security, and you should know how your specific situation impacts your ability to attain this […]

You are ready to buy a home, so you think you should jump right in and start the home search. We hate to burst your bubble, but there is one step you should take before you shop for a home. Looking for Current Mortgage Interest Rates? Click Here. You need to get pre-approved for a […]

Predatory lending tactics are unfair loan terms or other unfair terms that a lender forces on you because of your situation. It often happens to those that have bad credit, buyers that don’t have a large down payment, or the elderly. It also includes the practice of a lender convincing you that you need a […]