Contact Us

  • Home
  • Products
    • Subprime
  • Guidelines
  • Rates
  • Lenders
  • Blog

Non Qualified Mortgage

Non Qualified Mortgage Rates, Guidelines, Lenders and Information

Non-Qualified Mortgage Loans for Newly Self-Employed Borrowers

November 2, 2020 By jmchood

Non-Qualified Mortgage Loans for Newly Self-Employed Borrowers

Most mortgages require you to have steady employment for a minimum of two years, which leaves out the people that started their business within the last year or so. Does this mean you are forced to rent and wait until your business is in operation for at least 2 years before you can apply for […]

Non-Prime is Back

September 22, 2017 By Chris Hamler

Non-Prime is Back

  Mortgage lending company Citadel Servicing Corp announced a record-breaking volume of non-prime mortgage originations in the month of August. Per the report released by Mortgage Professional America, the company successfully originated non-prime mortgages to a total of $200 just in August. CSC’s senior vice president Will Fisher said they are “firing on all cylinders, […]

Can You Be Considered As a Good Candidate for Non-qualified Loans?

September 18, 2017 By JustinM

Can You Be Considered As a Good Candidate for Non-qualified Loans?

For borrowers that couldn’t meet the guidelines for Qualified Loans, many look out for other options to get financing to buy a home. That’s where non-qualified loans come into the picture. These home loans are perfect for borrowers that have unique situations. And in order to fully understand the ins and outs of this mortgage […]

Angel Oak Companies to Go Over $1 Billion in NonQM Originations

September 13, 2017 By Chris Hamler

Angel Oak Companies to Go Over $1 Billion in NonQM Originations

The Angel Oak Companies is set to surpass over $1 Billion in nonqualified mortgage originations for this year. In a recent press release announcement, Angel Oak Companies which is comprised of Angel Oak Mortgage Solutions, Angel Oak Home Loans, and Angel Oak Prime Bridge said that the company will have collectively originated over a billion […]

How Lenders Bulletproof Non QMs

September 11, 2017 By Chris Hamler

How Lenders Bulletproof Non QMs

How do lenders compensate for the risk in their Non QM or nonqualified loan offers?   Since the traumatic crisis that cost the world economy billions in 2008, legislators in the US have passed laws to make sure the same nightmare doesn’t happen once more. Guidelines are set in place as to what a mortgage […]

Why you Need to Consider Affordability with your Non-Qualified Loan

June 16, 2016 By jmchood

Why you Need to Consider Affordability with your Non-Qualified Loan

When you finally get that approval for your bank statement or stated income loan, you can feel like you are on top of the world, but don’t celebrate too quickly – you need to make sure you can afford the loan before you sign on the dotted line. What does affordability have to do with […]

Non QM Lender News – August 12, 2015

August 13, 2015 By jmchood

Things are happening on the lender front with many different lenders expanding their Non QM product offerings. From Rob Chrisman this morning: Citadel Servicing Corporation, specializing in Non-QM & Non-Prime lending, is expanding its Correspondent Conduit. “Citadel, a leader in Non-QM lending, is committed to guiding Retail Correspondent Sellers through the process of becoming successful […]

Our Experts Seen On:

More Non Qualified Mortgage Info

  • How the Length of Your Credit History Affects Your Credit Score
  • Best Mortgages for Purchasing Rental Properties
  • What to Look For When Comparing Mortgage Lenders
  • Follow These Tips to Avoid Costly Home Renovation Mistakes
  • What Are The Biggest Challenges Facing First-time Home Buyers?

Search

IMPORTANT MORTGAGE DISCLOSURES:

When inquiring about a mortgage on this site, this is not a mortgage application. Upon the completion of your inquiry, we will work hard to match you with a lender who may assist you with a mortgage application and provide mortgage product eligibility requirements for your individual situation.

Any mortgage product that a lender may offer you will carry fees or costs including closing costs, origination points, and/or refinancing fees. In many instances, fees or costs can amount to several thousand dollars and can be due upon the origination of the mortgage credit product.

When applying for a mortgage credit product, lenders will commonly require you to provide a valid social security number and submit to a credit check . Consumers who do not have the minimum acceptable credit required by the lender are unlikely to be approved for mortgage refinancing.

Minimum credit ratings may vary according to lender and mortgage product. In the event that you do not qualify for a credit rating based on the required minimum credit rating, a lender may or may not introduce you to a credit counseling service or credit improvement company who may or may not be able to assist you with improving your credit for a fee.

Copyright © Mortgage.info is not a government agency or a lender. Not affiliated with HUD, FHA, VA, FNMA or GNMA. We work hard to match you with local lenders for the mortgage you inquire about. This is not an offer to lend and we are not affiliated with your current mortgage servicer.

Contact Us | Terms of Use | Privacy Policy | Media | DMCA Policy | Anti-spam Policy | Unsubscribe

Mortgage.info

NMLS ID #1237615 | AZMB #0928735

8123 South Interport Blvd. Suite A, Englewood, CO 80112

CLICK TO SEE TODAY'S RATES